2. Complete A Career Certificate/Professional Certificate

In line with learning a new skill, why not go ahead and obtain a professional certificate? You can actually achieve this with hardly any cost to you, as many certifications in key skill areas such as project management, product design, and AI are available free of charge. More employers are embracing the skills-first hiring approach, and are even being encouraged by the U.S. Department of Labor to hire based on skills over degree requirements.

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Therefore, having a certificate that evidences you’ve spent time honing a specific skill set can help you stand out to employers and demonstrates that you’re committed to your personal growth, and that you’re serious enough about it to make it more than just talk.

3. Start Freelancing

Another relatively fast way to make money is to start freelancing. Most Gen Z and Millennials report being profitable after about three months of running their side hustle, and with the widespread availability of online platforms and freelance marketplaces such as Fiverr and Upwork, freelancing has certainly become highly accessible and within a few simple steps, you’re all set up and ready to go with your profile.

However, it’s important to note that while it may look easy on the surface, the reality is that it takes much hard work, persistence, trial and error, and consistency to achieve some level of sustainable financial success as a freelancer. You will need to identify a way to carve out your own niche and thoroughly understand and research your target market inside and out. The easy part is delivering the freelance service. The part that most people don’t see is all the hours of research and admin behind the scenes, just to set yourself up and running.

4. Build Passive Income

And then, of course, there’s passive income. You can make money through opting for sources of wealth that constantly generate income, practically even when you sleep. These could range from real estate, to stocks, to high-yield savings accounts, to making money through selling photography online as stock photos and getting paid each time one is licenced.

5. Make Money Through Gig Work

Finally, one of the fastest ways to make money when you need it is through undertaking gigs using gig platforms such as rideshare and food delivery apps, or sites like TaskRabbit, that connects people with handyman, personal assistance, and DIY services locally. While gigs are not sustainable long-term, they certainly are excellent side hustles and can form the foundation for larger-scale endeavors in the future.

Making money doesn’t need to be hard. This year, 2025, is your year to start rewriting the narrative of your career and your finances. This will be the year you decide to finally start learning a new skill, enroll on a course, launch your freelance business, and start creating passive income.